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Loan Application

Mortgage

Mortgage Services

RW Financial believe in having a plan and working with you to turn this into reality. We take the hassle and stress off having to try and get the best deal and do this all for you. We have access to a wide range of lenders so you can rest assured that depending on your goals and ideas we have a solution to meet your needs.
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First Home Buyers

First Home Buyers

We understand that purchasing your first home can seem like a daunting experience, That’s where RW Financial can assist, Breaking down some of the banking jargon into terms and language that everyone can understand, Rayen & Wood provides you with your own expert lender working with you and your financial goals.

Kiwisaver

Kiwisaver

Using your Kiwisaver is a great way to increase your house deposit, If you have been a member of Kiwisaver for at least 3 years you may be eligible to withdraw all or part of your contributions to put towards your purchase. To check eligibility you will have to check with your current Kiwisaver provider.

Home Start Grant

Home Start Grant

The government brought in regulations in 2015 allowing first home buyers more access to funds to put towards their first home, If you are seeking to purchase your first home and have been making regular contributions to Kiwisaver you may be eligible for a First Home Grant up to $10,000.

Investment Properties

Investment Properties

Having an investment property or portfolio can help create long term income, with recent changes to LVR restrictions and each bank with their own lending policy it is crucial to have an advisor available to know this type of information and an idea of what each lender’s policy.

Construction Loans

Construction Loans

There are many different construction contracts available when it comes to building a property, It is essential to get this correct to make the building process that much smoother.
Refinancing

Refinancing

Each bank does have different rates and structures, Sometimes the lowest rate may not always be the best solution. Having a more suitable structure or a lower rate can save ten’s of thousands of dollars worth of interest, allowing you to pay your lending off faster and shave years off your home loan.

Bridging Finance

Bridging Finance

Bridging finance allows you to purchase a new home before you have sold your existing property. It can be broken down into two types of bridging loans, Closed and Open. Closed bridging finance means you have a confirmed settlement date for both the sale of your existing property and the purchase of your new property.

Self Employed Lending

We understand that all applications are not black and white, weather you are self-employed, contracting or freelancing, we have access to a wide range of different lenders, if you are struggling with some of the main banks, we would love to work with you.

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Don't hesitate to contact us. Get in touch for a free consultation now.

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Providing a personalised and tailored-made financial service for every client.
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We’re here to help you on your journey! Get in touch for a free consultation now.

361 Tuam Street Christchurch 8011

0800 28 48 68

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